Health Club Membership Monthly Fee

If you don’t go to the gym, this fee is a waste, which accumulates over the years to be a substantial expense
But, If you go just once-a-week (for a swim) it is justified
If you go for a swim and a class, it is money well spent
If you go for a swim and a class and once for rowing-running-biking-or-lifting, it is the best use of funds

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